Get paid faster with Pay & Earn
Give your customers more ways to pay, and more reasons to pay on time.
We can add your business to Pay & Earn so your customers can pay using their preferred payment method, including credit card.
They earn PAE Points plus their usual card reward points when they pay through Pay & Earn. You get paid without changing the way you do business.

Make paying you easier and more rewarding
Being listed on Pay & Earn adds a new way for customers to pay you, with no new costs for your business.
Let customers pay by card
Customers can pay with their preferred card through Pay & Earn, even if you don’t normally accept it directly.
Reward every payment
Customers earn PAE Points when they pay through Pay & Earn. With an eligible rewards card, they also earn their usual card reward points on top.
Zero merchant fees
$0 per month. It costs nothing to be added to the platform, so there are no extra costs for your business. You don’t pay a cent more than you do now.
Make your business easy to find
Be available within Pay & Earn, so customers have a simple way to find your business and make their payments.
Encourage on-time payments
More ways to pay and more reasons to pay. Payment flexibility and the chance to earn points can help encourage customers to pay you sooner.
They pay. You get paid. They get rewarded.
Four steps from first conversation to rewarded payments.
Add your business to Pay & Earn
Tell us about your business and payments. Our team will work with you to get your business set up on Pay & Earn.
Your customer pays
Customers find your business in Pay & Earn, enter their payment details and choose how they’d like to pay, including by card.
You get paid
Pay & Earn facilitates the payment to your business, so you don’t need to accept the customer’s chosen card directly.
They earn
Customers earn PAE Points and, with an eligible rewards card, keep earning their usual card reward points too.
Could your business be part of Pay & Earn?
We’re looking to work with businesses Australians pay every day, including:
- Utilities
- Telecommunications
- Insurance
- Education and childcare
- Property
- Household services, and more
If your customers regularly receive a bill or invoice from you, we’d love to hear from you. Not sure if your business is suitable? Get in touch and we’ll be happy to discuss it.
Thanks, the Pay & Earn team will be in touch to talk about your current payment setup and next steps.
Biller FAQs
How much does it cost to add my business to Pay & Earn?
Nothing. There are no monthly merchant fees, no implementation costs and no lock-in contracts.
Can customers pay us by credit card?
Yes. Pay & Earn lets customers pay using their credit card, even if you don’t normally accept card. Pay & Earn facilitates the payment to your business.
Do customers earn rewards when they pay me?
Yes. Customers earn PAE Points when paying through Pay & Earn. With an eligible rewards card, they also earn their usual full credit card reward points on top.
Why should I add my business to Pay & Earn?
It gives your customers more flexibility in how they pay, and the chance to earn rewards on payments they already need to make. It also makes your business easier to find and pay within the Pay & Earn platform, at no additional cost.
Do I need to change how I currently accept payments?
Not necessarily. Pay & Earn is designed to give your customers another way to pay without disrupting the way you currently do business. Our team will work with you on the best setup for your business.
How do I receive the customer’s payment?
Pay & Earn facilitates the payment to your business. We’ll explain how payments and settlement will work for your business as part of the setup process.
What types of businesses can be added to Pay & Earn?
We’re looking to work with businesses that accept everyday consumer payments, including utilities, telecommunications, insurance, education, childcare, property, household services and more.
If you’re not sure whether your business is suitable, get in touch. We’d be happy to discuss it.
How do I add my business to Pay & Earn?
Submit an enquiry with a few details about your business. Our team will get in touch to discuss your current payment setup and the next steps for becoming available on Pay & Earn.
Ready to give customers more ways to pay?
No monthly merchant fees, no implementation costs, no lock-in contracts.